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  • $ 5
    Deposit opens your checking account today!

Our Fresh Start checking account includes free ATM access, a Visa® Debit Card, Overdraft Protection and more! Receive many of the same benefits as our other checking accounts for a small monthly fee. After one year of maintaining your account in good-standing, you can switch to another type of checking account if you qualify. Open a TTCU Checking Account

Some restrictions apply. With approved credit. ATM transactions may be subject to surcharge fees charged by the individual ATM owner.

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $24 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.